tag:blogger.com,1999:blog-5647149697537236539Sun, 07 Feb 2010 05:00:10 +0000http://www.myhealthinsurancewa.com/washington-health-insurance/blogger.htmlnoreply@blogger.com (My Health Insurance of Washington)Blogger21125tag:blogger.com,1999:blog-5647149697537236539.post-4786172487419143503Tue, 26 Jan 2010 18:00:00 +00002010-01-27T08:29:22.587-08:00Family Health InsuranceHealth Insurance WashingtonThis month Regence Blue Shield of Washington unveiled significant changes to their Washington health insurance plans. Regence is replacing all their current individual and family plans with their new “Evolve” plans. Although Regence is not yet requiring customers with their existing Washington health insurance plans to move to these new plans, we think that will happen within the next year or http://www.myhealthinsurancewa.com/washington-health-insurance/2010/01/regence-blue-shield-announces-reduced.htmlnoreply@blogger.com (My Health Insurance of Washington)0tag:blogger.com,1999:blog-5647149697537236539.post-6283845262590599895Tue, 29 Dec 2009 22:54:00 +00002009-12-29T15:00:54.113-08:00Health Insurance WashingtonWashington Health Insurance2010 Health Insurance itemsHave you compared rates in the past Year?New plans are introduced all the time and if you’re healthy you may be able to reduce your monthly premiums. If you consider a higher deductible plan, be sure you can afford the deductible in case of an accident or illness.Are you paying for benefits you don’t need?Guys, you don’t need maternity coverage! Ladies, you don’t either if you are past your http://www.myhealthinsurancewa.com/washington-health-insurance/2009/12/health-insurance-checklist-for-new-year.htmlnoreply@blogger.com (My Health Insurance of Washington)0tag:blogger.com,1999:blog-5647149697537236539.post-2639235605145820367Thu, 24 Dec 2009 18:15:00 +00002009-12-24T10:23:02.679-08:00Health Insurance WashingtonMedical Insurance WashingtonPregnacy Health InsuranceMaternity Health InsurancePregnant No Health InsuranceNaturally, the ideal time to plan for maternity expenses is before you become pregnant. The whole concept of health insurance is to plan ahead, to have medical coverage for potential future events. Not that it is impossible to obtain health insurance for maternity expenses after you become pregnant, but it is much more difficult to get maternity health coverage once baby is on the way. Health http://www.myhealthinsurancewa.com/washington-health-insurance/2009/12/pregnant-and-without-health-insurance.htmlnoreply@blogger.com (My Health Insurance of Washington)1tag:blogger.com,1999:blog-5647149697537236539.post-7607739746742196444Thu, 03 Dec 2009 01:13:00 +00002009-12-02T17:28:25.424-08:00Individual and Self Employed Health Insurance in Washington StateFinding Health Insurance if you are an Individual or Self Employed in Washington State can be a daunting and confusing task. Luckily there are many options to choose from but this itself can be a problem; how do you know which plan is right for you? Do you pick a plan with the lowest monthly premium, or the lowest copay? Everyone’s needs are different, and thus the best plan for a friend or http://www.myhealthinsurancewa.com/washington-health-insurance/2009/12/finding-health-insurance-for.htmlnoreply@blogger.com (My Health Insurance of Washington)0tag:blogger.com,1999:blog-5647149697537236539.post-8526594122587440836Fri, 20 Nov 2009 07:14:00 +00002009-11-19T23:21:51.761-08:00Self Employed Health Insurance in Washington StateIndividual Health Insurance WashingtonWashington Health Insurancecatastrophic health insurance with prescription coverageLifewise Health Insurance Plans of Washington will soon give the self employed in Washington State one more good option when it comes to choosing a health insurance plan for themselves and their families.For the past two years Lifewise has not been that competitive in the eyes of many health insurance brokers with respect to their rates compared with other health insurance options for the self http://www.myhealthinsurancewa.com/washington-health-insurance/2009/11/another-health-insurance-option-for.htmlnoreply@blogger.com (My Health Insurance of Washington)0tag:blogger.com,1999:blog-5647149697537236539.post-5815528866208582842Sun, 08 Nov 2009 01:15:00 +00002009-11-07T17:17:38.958-08:00Group Health InsuranceBusiness Medical InsuranceBusiness Health InsuranceSmall Business Health InsuranceGroup InsuranceWhile it sounds counter intuitive for a small business to forgo their “Group” health insurance plan and replace it with individually owned employee policies, in many cases it makes sense both financially for the company, as well as for most of their employees. Here’s why this may be true:“Group” Status: A widely misunderstood belief is that only traditional “Group” plans can be expensed as a http://www.myhealthinsurancewa.com/washington-health-insurance/2009/11/small-business-health-insurance-plans.htmlnoreply@blogger.com (My Health Insurance of Washington)0tag:blogger.com,1999:blog-5647149697537236539.post-4488370004506929272Tue, 27 Oct 2009 22:09:00 +00002009-10-27T15:17:44.741-07:00Group HealthRegence Blue ShieldLow Cost Health Insurance PlansPremera Blue Crosshealth insurance reformWashington Health InsuranceLifewiseIf you want the highest quality for anything, you have to pay more right? Currently when you shop for individual, family, or self employed health insurance plans in Washington State that principle does not apply. Rarely does the combination of fantastic benefits and low rates coincide.Let’s start by mentioning that I never thought the basic “Pay Less, Get MORE” principle would apply to this http://www.myhealthinsurancewa.com/washington-health-insurance/2009/10/ugly-duckling-of-health-insurance-turns.htmlnoreply@blogger.com (My Health Insurance of Washington)1tag:blogger.com,1999:blog-5647149697537236539.post-4652335492421160644Fri, 16 Oct 2009 23:44:00 +00002009-10-16T16:54:03.378-07:00health insurance deductibleyearly deductibleWashington Health InsuranceObama's Health Insurance PlansWashington State Health InsuranceIf you or your family have had one or more health expenses this year, such as surgeries, hospitalizations, pregnancy, or anything that causes you to start paying towards your health insurance deductible, NOW may be the time to spend MORE, not less. While this sounds counter intuitive, spending MORE on needed health issues at the end of the year may actually save you money.Most health insurance http://www.myhealthinsurancewa.com/washington-health-insurance/2009/10/close-to-reaching-your-health-insurance.htmlnoreply@blogger.com (My Health Insurance of Washington)0tag:blogger.com,1999:blog-5647149697537236539.post-8482345010666406282Thu, 08 Oct 2009 00:33:00 +00002009-10-07T17:36:17.824-07:00Individual Health Insurance WashingtonFamily Health Insurancehealth insurance reformWashington Health InsuranceI have received questions from many clients over the last several months asking about what health care reform means and what it will or will not do. Unfortunately, I myself have more questions than answers. Here are the questions I think we need to ask ourselves, and be able to answer, before deciding to either support, not support, or partially support “Reform”.1. Which bill(s) are we http://www.myhealthinsurancewa.com/washington-health-insurance/2009/10/confused-about-health-care-reform-youre.htmlnoreply@blogger.com (My Health Insurance of Washington)0tag:blogger.com,1999:blog-5647149697537236539.post-7848639601641322027Fri, 02 Oct 2009 16:08:00 +00002009-10-02T09:45:30.289-07:00Individual Health Insurance ChangesHealth Insurance Washington<!--[if gte mso 9]> Normal 0 false false false MicrosoftInternetExplorer4 <![endif]--><!--[if gte mso 9]> <![endif]--> <!-- /* Style Definitions */ p.MsoNormal, li.MsoNormal, div.MsoNormal {mso-style-parent:""; margin:0in; margin-bottom:.0001pt; mso-pagination:widow-orphan; font-size:12.0pt; font-family:"Times New Roman"; http://www.myhealthinsurancewa.com/washington-health-insurance/2009/10/use-your-health-insurance-to-save-you.htmlnoreply@blogger.com (My Health Insurance of Washington)0tag:blogger.com,1999:blog-5647149697537236539.post-8308266829989041855Tue, 22 Sep 2009 04:58:00 +00002009-09-21T22:02:33.366-07:00Individual Health Insurance ChangesHealth Care Plan WashingtonHealth Insurance Washingtonhealth insurance reform1. Stop eating when you are full.2. Fruits and veggies taste better than fast food once you start eating.3. Go outside and run around if you start to get cranky.4. Get more sleep. And take a nap now and then.5. Hug people. It makes everyone feel good. Isn’t that the point?6. Find some friends and laugh with them.7. Have someone put sunscreen and a hat on you when you go outside.8. Kentucky http://www.myhealthinsurancewa.com/washington-health-insurance/2009/09/what-my-two-year-old-daughter-sonja.htmlnoreply@blogger.com (My Health Insurance of Washington)0tag:blogger.com,1999:blog-5647149697537236539.post-3476292515150347593Mon, 14 Sep 2009 04:43:00 +00002009-09-13T21:48:40.903-07:00Group HealthRate IncreaseRegencehealth insurance reformWashington State Health InsuranceLifewiseDon’t panic though. Lifewise Health Insurance Plans, the Individual Health Insurance division of Premera Blue Cross in Washington just announced their yearly rate increase. As of January 1st 2009 all their plans will increase by the same amount. How does this stack up against this past summers’ rate increases by Regence Blue Shield and Group Health? Pretty darn good.The Lifewise rate increasehttp://www.myhealthinsurancewa.com/washington-health-insurance/2009/09/lifewise-health-insurance-plans.htmlnoreply@blogger.com (My Health Insurance of Washington)0tag:blogger.com,1999:blog-5647149697537236539.post-3499956691150875362Tue, 08 Sep 2009 16:14:00 +00002009-09-08T09:43:45.357-07:00Health Insurance WashingtonFlu Shotfree flu shotFREE flu shots! Your current insurance most likely already covers it.Did you know that most health insurance plans, even catastrophic, high deductible, and H.S.A. plans usually include getting your yearly flu shot? Flu shots are likely considered part of their “immunization” benefit for no additional cost. Don’t expect to just waltz into a clinic, roll up your sleeve and get one though. Here’http://www.myhealthinsurancewa.com/washington-health-insurance/2009/09/claim-your-free-flu-shot.htmlnoreply@blogger.com (My Health Insurance of Washington)0tag:blogger.com,1999:blog-5647149697537236539.post-7709757765944915763Thu, 03 Sep 2009 17:48:00 +00002009-09-03T15:31:23.033-07:00Are you getting ripped off by paying too much for your health insurance? The same type of plan can vary by hundreds of dollars per MONTH depending on which company you choose with very similar benefits! Below we compare four similar and popular plans (noting any major differences) with their monthly costs. Which one is right for you? We can help and will work to get you the biggest bang for http://www.myhealthinsurancewa.com/washington-health-insurance/2009/09/havent-shopped-lately-you-might-be.htmlnoreply@blogger.com (My Health Insurance of Washington)0tag:blogger.com,1999:blog-5647149697537236539.post-5476773363594712491Thu, 27 Aug 2009 20:25:00 +00002009-08-27T16:33:50.853-07:00health care reformsenior health insurancehealth insurance reformFrom reading my July 21st post you understand that I'm not totally against all Health Care reform. However, I read a Seattle Times article suggesting that our seniors overwhelmingly don't support Health Care reform simply because they have been tricked into believing that it will somehow make their health care worse. The author implies that either:1. Seniors are stupid for not understanding http://www.myhealthinsurancewa.com/washington-health-insurance/2009/08/listen-to-seniors-for-worries-about.htmlnoreply@blogger.com (My Health Insurance of Washington)0tag:blogger.com,1999:blog-5647149697537236539.post-8166280178099411918Thu, 20 Aug 2009 05:32:00 +00002009-08-19T22:40:57.051-07:00HSA Health PlanHSA health insurance washingtonHSA Insurance planHSA Health Insurance Plans offer an inexpensive way to do the following:1. Provide reasonably priced Health Insurance2. Put dollars aside for health expenses3. Save those health expense dollars on a pre-tax basisThere are two parts to an HSA Insurance Plan:Part 1 Health Insurance:High Deductible Health Insurance Plans (HDHP’s) offer far lower monthly premiums than traditional plans while still http://www.myhealthinsurancewa.com/washington-health-insurance/2009/08/what-is-hsa-health-plan-anyway-and-why.htmlnoreply@blogger.com (My Health Insurance of Washington)0tag:blogger.com,1999:blog-5647149697537236539.post-4468229417799995000Tue, 11 Aug 2009 05:33:00 +00002009-08-10T22:47:12.752-07:00Individual Health Insurance ChangesHealth Care Plan WashingtonHealth Insurance WashingtonMedical Insurance WashingtonToday I have been battling the great faceless Corporate Insurance Giant. Here is the story. My Client, let’s call him Billy Bob, starts developing pain, real pain, the bend you over until a grown man cries pain. Now, a regular guy would have taken several hundred Advil chased with a beer. Not this guy, he’s intelligent, and decides to go to the Hospital Emergency Room. However, despite the http://www.myhealthinsurancewa.com/washington-health-insurance/2009/08/two-days-in-hospital-is-how-much-i.htmlnoreply@blogger.com (My Health Insurance of Washington)0tag:blogger.com,1999:blog-5647149697537236539.post-2503902138386174505Tue, 21 Jul 2009 20:37:00 +00002009-07-21T20:45:19.106-07:00My previous blogs shared concerns about the Obama National Health Care Plan. However, there is at least one thing I’m very pleased to see in the plan, and that’s mandated coverage for every American.Gasp! Did I say “mandated”? Yes, and here’s why. All insurance coverage works on one simple principle; those who do not use the insurance subsidize the coverage for those who end up using it. It takeshttp://www.myhealthinsurancewa.com/washington-health-insurance/2009/07/obamas-health-care-plan-might-work.htmlnoreply@blogger.com (My Health Insurance of Washington)1tag:blogger.com,1999:blog-5647149697537236539.post-1451354284955418417Thu, 16 Jul 2009 04:55:00 +00002009-07-15T22:15:43.511-07:00Individual Health Insurance ChangesHealth Care Plan WashingtonMedical Insurance WashingtonThe first Health Care Reform Bill is now out of the House. What does it do?1. Creates a new Government Sponsored Health Plan to compete with Private Insurance Plans.2. Reduces the ranks of the uninsured by 30 Million.3. Costs "just" over 1 TRILLION dollars over 10 years. (That's the House's own estimate)4. Increases Taxes on the wealthy and medium-large businesses.5. Will reduce the amount http://www.myhealthinsurancewa.com/washington-health-insurance/2009/07/10-years-just-over-1-trillion-only-30.htmlnoreply@blogger.com (My Health Insurance of Washington)0tag:blogger.com,1999:blog-5647149697537236539.post-4685804099292161532Mon, 13 Jul 2009 22:49:00 +00002009-07-14T11:27:53.210-07:00Health Insurance WashingtonObama's Health Insurance PlansIt looks as if our House of Representatives is doing exactly the opposite of what I discussed in my last Blog. That is, they are marching full steam ahead to tackle Health Care Reform, without first defining what problem they are trying to solve.It appears it's not IF we are going to have a Government Run Health Insurance Option, but WHAT that option will be. Said Nancy Pelosi , Speaker of the http://www.myhealthinsurancewa.com/washington-health-insurance/2009/07/fire-ready-aimhere-comes-obamas-plan.htmlnoreply@blogger.com (My Health Insurance of Washington)0tag:blogger.com,1999:blog-5647149697537236539.post-814885331668339129Fri, 10 Jul 2009 20:14:00 +00002009-07-10T13:58:45.733-07:00Medical InsuranceHealth Insurance WashingtonHealth CareHow can I possibly say there is no Health Care Crisis? President Obama says it, the Media says it, so it must be true, right? What we have is a Health Care EXPENSE crisis, not a QUALITY crisis.The quality of American Medical Care is among the best in the world, even though our health isn't. Who is to blame? We are. As a nation we are overweight, out of shape, and just plain don't take care http://www.myhealthinsurancewa.com/washington-health-insurance/2009/07/there-is-no-health-care-crisis.htmlnoreply@blogger.com (My Health Insurance of Washington)0