Washington Health Insurance

Regence Blue Shield Announces Reduced Benefits

2010-01-26T10:00:00.000-08:00

This month Regence Blue Shield of Washington unveiled significant changes to their Washington health insurance plans. Regence is replacing all their current individual and family plans with their new “Evolve” plans. Although Regence is not yet requiring customers with their existing Washington health insurance plans to move to these new plans, we think that will happen within the next year or

Health Insurance Checklist for the New Year

2009-12-29T14:54:00.000-08:00

Have you compared rates in the past Year?New plans are introduced all the time and if you’re healthy you may be able to reduce your monthly premiums. If you consider a higher deductible plan, be sure you can afford the deductible in case of an accident or illness.Are you paying for benefits you don’t need?Guys, you don’t need maternity coverage! Ladies, you don’t either if you are past your

Pregnant and without Health Insurance?

2009-12-24T10:15:00.000-08:00

Naturally, the ideal time to plan for maternity expenses is before you become pregnant. The whole concept of health insurance is to plan ahead, to have medical coverage for potential future events. Not that it is impossible to obtain health insurance for maternity expenses after you become pregnant, but it is much more difficult to get maternity health coverage once baby is on the way. Health

Finding Health Insurance for Individuals and the Self Employed

2009-12-02T17:13:00.000-08:00

Finding Health Insurance if you are an Individual or Self Employed in Washington State can be a daunting and confusing task. Luckily there are many options to choose from but this itself can be a problem; how do you know which plan is right for you? Do you pick a plan with the lowest monthly premium, or the lowest copay? Everyone’s needs are different, and thus the best plan for a friend or

Another Health Insurance option for Individuals and Self Employed in Washington available soon

2009-11-19T23:14:00.001-08:00

Lifewise Health Insurance Plans of Washington will soon give the self employed in Washington State one more good option when it comes to choosing a health insurance plan for themselves and their families.For the past two years Lifewise has not been that competitive in the eyes of many health insurance brokers with respect to their rates compared with other health insurance options for the self

Small Business Health Insurance Plans don't alwasy provide a financial benefit

2009-11-07T17:15:00.000-08:00

While it sounds counter intuitive for a small business to forgo their “Group” health insurance plan and replace it with individually owned employee policies, in many cases it makes sense both financially for the company, as well as for most of their employees. Here’s why this may be true:“Group” Status: A widely misunderstood belief is that only traditional “Group” plans can be expensed as a

The Ugly Duckling of Health Insurance Turns Into a Swan

2009-10-27T15:09:00.000-07:00

If you want the highest quality for anything, you have to pay more right? Currently when you shop for individual, family, or self employed health insurance plans in Washington State that principle does not apply. Rarely does the combination of fantastic benefits and low rates coincide.Let’s start by mentioning that I never thought the basic “Pay Less, Get MORE” principle would apply to this

Close to reaching your Health Insurance Deductible? Spend MORE soon!

2009-10-16T16:44:00.000-07:00

If you or your family have had one or more health expenses this year, such as surgeries, hospitalizations, pregnancy, or anything that causes you to start paying towards your health insurance deductible, NOW may be the time to spend MORE, not less. While this sounds counter intuitive, spending MORE on needed health issues at the end of the year may actually save you money.Most health insurance

Confused about Health Care Reform? You're not alone.

2009-10-07T17:33:00.000-07:00

I have received questions from many clients over the last several months asking about what health care reform means and what it will or will not do. Unfortunately, I myself have more questions than answers. Here are the questions I think we need to ask ourselves, and be able to answer, before deciding to either support, not support, or partially support “Reform”.1. Which bill(s) are we

Use your health insurance to save money on taxes

2009-10-02T09:08:00.001-07:00